Find Your Nearest Branch

Fast & Easy Loans in McAllen, Texas

Proudly serving Hidalgo and Starr counties, El Centro Finance is here to help Texans with smart financial solutions like personal installment loans.

Address:

1416 Dallas St.
McAllen, TX 78501

Phone:

(956) 631-7719

Branch Hours

Applying is Easy

Fill Out the Application

Online or in-store; takes less than 5 minutes.

Get a Quick Decision

Online or in-store; takes less than 5 minutes.

Receive Your Funds

Same-day cash (in-store) or next-day deposit.

About Location

El Centro Finance offers simple financial solutions that help you get the money you need when you need it. Our branch in McAllen–which also serves the towns of Alton, Donna, Edinburg, the Pharr-San Juan-Alamo area, Mercedes, Mission, and Weslaco–is located downtown at 1416 Dallas Avenue, next to Parra Loan, Roma’s Boots, Western Finance, and Vicky’s Beauty Salon. Across the street is Rodriguez Mexican Restaurant and Galeria Perfumes, and nearby are Flan’s Boutique, Gold Palace, Floreria Dream, SSB Fragrances, Madi’s Restaurant, and Henry’s Toys. Our McAllen branch offers plenty of parking for your convenience.

At El Centro Finance, we provide non-payday consumer loans up to $1,800 to help meet your financial needs. Our installment loans–as well as our starter loans–also help you fix and build your credit score as we report your loan payments to credit bureaus. Our dedicated team members will help you create a loan with affordable payments. You may even receive your funds the same day, once your application is approved. When you’re ready to apply for an installment loan, you can do so online. Or stop into the McAllen branch between 8:30 am and 5:30 pm Monday through Friday. Don’t forget to bring multiple forms of ID, proof of residence, and proof of income. If you have any questions, give us a call at (956) 631-7719 to speak with a friendly loan expert.

0/5 (0 Reviews)
McAllen – El Centro Finance
1416 Dallas St.
McAllen, TX 78501
United States
Phone: (956) 631-7719
Manager: Sergio Romero

Do You Qualify for Loan in McAllen, Texas?

  • Must be 18+
  • Valid ID and proof of income
Getting approved is easier than you think. If you live in McAllen and meet these simple requirements, you’re ready to apply.

McAllen, Texas Loan FAQs

Loan Express welcomes your questions – in fact, we encourage them!

How is an El Centro Finance loan different from a payday loan?

El Centro Finance never offers payday loans, as we are not a payday lender. Nor do we offer loans secured against a customer’s next paycheck. We offer installment loans and starter loans with payment plans that fit each customer’s unique needs.

How long does it take for my loan to get approved?

If you apply online, your application will be transferred to your local El Centro Finance office, where the loan decision will be made. One of our team members will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, loans only take hours to approve!

What loan amounts do you offer?

Our loans range from $200 to $1,800.

What documents do I need to apply for a loan at El Centro Finance?

To secure your loan, you’ll need valid identification such as a driver’s license, social security card, or birth certificate; proof of address such as a utility or phone bill, voter registration card, or mortgage statement; and verifiable income such as a pay stub, tax return, or bank statement.

What McAllen Customers Are Saying

Joann Vila
2 years ago
Sergio at 416 Dallas St. Mc Allen, TX. Very professional, patient, attentive and guided me through the service step by step. Sergio you’re AWESOME 🤩. You’re a GREAT asset to El Centro Finance. Keep up the hard work Sergio.🥇🏆🎖️
Nick Ruiz
7 years ago
Don’t listen to that amargarda review. These people are AMAZING!!! First place on my mind when I need a loan. Very personal with customers, and CONSIDERATE! PURO EL CENTRO!!
Jose Rodriguez
2 years ago
Very good customer service

What Sets Us Apart

We’ve helped thousands in McAllen find the fast financial relief they need—let us help you next.

Other Locations Near McAllen, Texas

Mission, TX

102 East 11th St. Suite A
Mission, TX 78572
(956) 424-0418
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed

Harlingen, TX

111 S. Second St.
Harlingen, TX 78550
(956) 423-5209
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed

Brownville, TX

1474 W. Price Rd., Suite 4
Brownville, TX 78520
(956) 986-0694
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed