Up To $1,700
WHO WE ARE
For more than 90 years, Loan Express has been serving Texas customers with their installment loan needs. We have been assisting hard-working people tackle life’s challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with honesty, dignity, and respect.
Loan Express is a responsible, non-PayDay, installment lender with 23 locations throughout Texas. Our goal is to help our customers repair and improve their credit scores by reporting their payments to the credit bureau. Our dedicated team members are focused on meeting your financial needs with payments you can afford. We provide consumer loans for almost every need or desire.
We are proud members of the Texas Consumer Finance Association and National Installment Lenders Association. You can find us out in your community under several different company names: Loan Express, El Centro Finance, Dixie Finance, International Finance, First Finance, Rio Credit, Signature Loan and IIC Finance. We have locations throughout Texas.
HISTORY
Loan Express is a family-owned company that has provided traditional installment lending for more than 90 years. Lee Moore III is the founder and CEO of Financial Operating, Inc. (formerly Chek Cash, Inc) – the parent company of Loan Express.
The Moore family started our history of responsible lending in July of 1930 with the opening of our first branch, Signature Loan Co. In April of 1980, Lee Moore incorporated as Chek Cash, Inc. and proceeded to open three more locations in the 1980’s. During the next thirty years, Mr. Moore opened sixteen more branch locations. In March of 2024, we added three more branches, bringing the total to twenty-three locations servicing our Texas customers.
Lee Moore III
Early in Moore’s career, he worked as a loan officer at Signature Loan Co. Between the mid and late 60’s, Moore worked as a design engineer for Systems Development and Dallas Systems. Throughout the 1970’s, he worked as an auditor for Bookkeeping Services Co. across the state of Texas, Tennessee, Alabama, and Georgia. In the 1980’s he was the Founder and President of Consumer Finance Systems and developed the first computer software for small loan businesses in Texas.
EXCELLENCE IN INSTALLMENT LOANS
Our definition of excellence lies in:
- Outstanding Customer Service
- Affordable Payment Plans
- Fast and Easy Process
At Loan Express, we’ve built our business by offering customers convenient traditional installment loans – it’s the financial help you need when you need it most. For more than 90 years, we have been a consistent resource for personal loans for Texas customers and serviced several generations within the same family. Loan Express is licensed, regulated, and audited by the Texas Office of Credit Commissioner and is fully compliant with all State and Federal laws and regulations.
VISION AND MISSION
COMPANY VISION
We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
COMPANY MISSION
“Where customers and service go together”
- Create lasting customer relationships by providing superior service.
- Achieve continued growth and profitability for our company.
- Work together to successfully grow and develop into one winning team.
Apply Online
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Pick a Fresh Start with Loan Express
Get a fresh start post-holidays with Loan Express. Need extra cash? We offer loans up to $1,700.
Refer a Friend Program
Already a Loan Express customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.