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| Saturday | Closed |
| Sunday | Closed |
Online or in-store; takes less than 5 minutes.
Online or in-store; takes less than 5 minutes.
Same-day cash (in-store) or next-day deposit.
El Centro Finance offers simple financial solutions that help Texans get the money they need when they need it. Our branch in Harlingen–which serves San Benito, Raymondville, Lyford, Combes, La Villa, Mercedes, and Brownsville–is located downtown at 111 S. 2nd Street, on the same block as Alexandre’s Fine Jewelry, J&B’s Cafe, Todd Sage Anime, Cash & Nico Store, the lounge beauty bar, and Agape. Across the street is the post office; also nearby are Jackson Street Flea Market, Chyann’s Specialty Cafe, and Armando’s Tuxedos. Our Harlingen branch offers plenty of parking for your convenience.
At El Centro Finance, we provide non-payday consumer loans up to $1,800 to help meet your financial needs. Our installment loans–as well as our starter loans–also help you repair and build your credit score as we report your loan payments to credit bureaus. Our dedicated team members will work with you to create a loan with payments you can afford. You may even receive your funds the same day, once your application is approved. Ready to apply for an installment loan? You can do so online. Or visit our Harlingen branch between 8:30 am and 5:30 pm Monday through Friday. Just remember to bring multiple forms of ID, proof of residence, and proof of income. If you have any questions, give us a call at (956) 423-5209 to speak with a friendly loan professional.
| Monday | |
| Tuesday | |
| Wednesday | |
| Thursday | |
| Friday | |
| Saturday | Closed |
| Sunday | Closed |
El Centro Finance never offers payday loans, as we are not a payday lender. Nor do we offer loans secured against a customer’s next paycheck. We offer installment loans and starter loans with payment plans that fit each customer’s unique needs.
If you apply online, your application will be transferred to your local El Centro Finance office, where the loan decision will be made. One of our team members will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, loans only take hours to approve!
Our loans range from $200 to $1,800.
To secure your loan, you’ll need valid identification such as a driver’s license, social security card, or birth certificate; proof of address such as a utility or phone bill, voter registration card, or mortgage statement; and verifiable income such as a pay stub, tax return, or bank statement.
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