Find Your Nearest Branch

Fast & Easy Loans in Harlingen, Texas

Proudly serving the counties of Cameron, Willacy, and Hidalgo, El Centro Finance is ready to help Texans with personal installment loans.

Address:

111 S. Second St.
Harlingen, TX 78550

Phone:

(956) 423-5209

Branch Hours

Applying is Easy

Fill Out the Application

Online or in-store; takes less than 5 minutes.

Get a Quick Decision

Online or in-store; takes less than 5 minutes.

Receive Your Funds

Same-day cash (in-store) or next-day deposit.

About Location

El Centro Finance offers simple financial solutions that help Texans get the money they need when they need it. Our branch in Harlingen–which serves San Benito, Raymondville, Lyford, Combes, La Villa, Mercedes, and Brownsville–is located downtown at 111 S. 2nd Street, on the same block as Alexandre’s Fine Jewelry, J&B’s Cafe, Todd Sage Anime, Cash & Nico Store, the lounge beauty bar, and Agape. Across the street is the post office; also nearby are Jackson Street Flea Market, Chyann’s Specialty Cafe, and Armando’s Tuxedos. Our Harlingen branch offers plenty of parking for your convenience.

At El Centro Finance, we provide non-payday consumer loans up to $1,800 to help meet your financial needs. Our installment loans–as well as our starter loans–also help you repair and build your credit score as we report your loan payments to credit bureaus. Our dedicated team members will work with you to create a loan with payments you can afford. You may even receive your funds the same day, once your application is approved. Ready to apply for an installment loan? You can do so online. Or visit our Harlingen branch between 8:30 am and 5:30 pm Monday through Friday. Just remember to bring multiple forms of ID, proof of residence, and proof of income. If you have any questions, give us a call at (956) 423-5209 to speak with a friendly loan professional.

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Harlingen – El Centro Finance
111 S. Second St.
Harlingen, TX 78550
United States
Phone: (956) 423-5209
Manager: Janie Cruz

Do You Qualify for Loan in Harlingen, TX?

  • Must be 18+
  • Valid ID and proof of income
Getting approved is easier than you think. If you live in Harlingen and meet these simple requirements, you’re ready to apply.

Harlingen, TX Loan FAQs

Loan Express welcomes your questions – in fact, we encourage them!

How is an El Centro Finance loan different from a payday loan?

El Centro Finance never offers payday loans, as we are not a payday lender. Nor do we offer loans secured against a customer’s next paycheck. We offer installment loans and starter loans with payment plans that fit each customer’s unique needs.

How long does it take for my loan to get approved?

If you apply online, your application will be transferred to your local El Centro Finance office, where the loan decision will be made. One of our team members will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, loans only take hours to approve!

What loan amounts do you offer?

Our loans range from $200 to $1,800.

What documents do I need to apply for a loan at El Centro Finance?

To secure your loan, you’ll need valid identification such as a driver’s license, social security card, or birth certificate; proof of address such as a utility or phone bill, voter registration card, or mortgage statement; and verifiable income such as a pay stub, tax return, or bank statement.

What Harlingen Customers Are Saying

Ramiro Lopez
4 months ago
Great customer service! Mary Lou is the best!
Amanda Mata
3 years ago
OK, so my original loan was from Barri but then it was bought out and rolled over to El Centro finance. I was pleasantly surprised that El Centro finance offered such great customer service and were always willing to help.
Hector Silva
2 years ago
El centro Finance is a great customer service they are very helpful with their customers
Mary
7 years ago
Pleasant atmosphere,they always greet you with a smile...very friendly employees.
Isela Salinas
8 years ago
Great customer service

What Sets Us Apart

We’ve helped thousands in Harlingen find the fast financial relief they need—let us help you next.

Other Locations Near Harlingen, Texas

Brownville, TX

1474 W. Price Rd., Suite 4
Brownville, TX 78520
(956) 986-0694
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed

McAllen, TX

1416 Dallas St.
McAllen, TX 78501
(956) 631-7719
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed

Mission, TX

102 East 11th St. Suite A
Mission, TX 78572
(956) 424-0418
Mon-Fri: 8:30 AM - 5:30 PM
Sat-Sun: Closed